In the midst of a pause in a decade-long growth spurt, the separately managed accounts industry continues to win over independent financial advisers,
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A common platitude of the housing crisis is that people will just walk away from their house and default if they are underwater. Not so fast...
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There are three main reasons why fee-based investing is a popular way to delegate your investing: unlimited choices, representative compensation, and
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Life insurance, like most insurance policies, is simply a contract between the insurance company and the policyholder. As most of you know, it is des
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Americans' nest eggs grew last year, but the market's rocky performance ensured that they didn't fatten as much as they had in the previous year.
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Our research also shows that many advisors are bogged down with mundane business administration tasks. As a result, they don’t spend enough time on c
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Women are one of the most popular new groups to whom advisors are marketing their services. And, as they do, more and more advisors discover that app
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A fixed annuity, for example, can be presented as a product that ensures the principal is safe from market fluctuations. This would appeal to a consu
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As the product gains acceptance and credibility as a viable retirement option, the financial community can take the lead in providing a clear and obj
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This paper provides an objective framework for helping financial advisors assess the merits of variable annuities with living benefit riders. The fir
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